Construction Loan Disbursing

Land Title Guarantee Company has been disbursing construction loans and providing mechanic's lien protection in Colorado for 40 years. We provide peace of mind during the construction process. We have a full-time construction disbursement team that will ensure draws are processed accurately, efficiently, and professionally.

Draw Request Procedure Timeline

Initial Draw Processing Completed within 48 hours

Documents sent for Lender Approval within 24 hours of title update

Based upon lender's timeframe

Funds disbursed same day lender advances funds to Land Title

Entire request complete in approximately 5 business days

Documents Required to Issue Mechanic's Lien Endorsement (Endorsement 101)

Residential Property

  1. Loan application or financial statements for the borrower and each guarantor of the loan.
  2. Construction budget (cost breakdown).
  3. "As proposed" appraisal.
  4. Execution of company's indemnity agreement by the lender, borrower(s), and guarantor(s) if applicable.

Commercial Property

  1. Loan application or financial statements for the borrower and each guarantor of the loan.
  2. Construction contract.
  3. Construction loan agreement from lender.
  4. Construction budget (cost breakdown).
  5. "As proposed" appraisal.
  6. Copy of bond, if project will bonded.
  7. Execution of company's indemnity agreement by the lender, borrower(s), and guarantor(s) if applicable.
  8. Additional requirements may be added after review of the documents listed above.

Mechanic's Lien Endorsement (Endorsement 101) including Construction Loan Disbursement Fees

For Residential and Commercial Construction

Update Endorsement (Endorsement 122) including Construction Loan Disbursement Fees

For Residential and Commercial Construction

Documents Executed at Closing

For further information, please contact Construction Loan Disbursements Department:


Andy Stenman

Construction Loan Disbursements Manager

5975 Greenwood Plaza Boulevard

Greenwood Village, CO 80111

Direct: 303-850-4137

Email: astenman@ltgc.com

Please send draw requests to: draws@ltgc.com