During the month of September, Land Title Guarantee Company is proudly partnering with Habitat for Humanity of Colorado for its annual charitable campaign. The goal is to help with affordable housing solutions across Colorado. For each closing conducted during the…
Being a first-time home buyer can be both exciting and overwhelming. Currently, in Colorado, buying a home is a very competitive undertaking given pent-up buyer demand, low mortgage rates and tight housing inventories. As a result, buyers have to be…
The home owners association’s (HOA) common interest community (CIC) governing documents contain the rules, regulations, and all other contractual terms by which homeowners in that community are bound. If a property is part of an association, the buyer becomes part…
There are generally two types of title insurance in a residential real estate transaction: owner’s title insurance, called an Owner’s Policy, and lender’s title insurance, called a Loan Policy. If buying or refinancing a property – land or a home…
The Real Estate Settlement Procedures Act (RESPA) allows homebuyers to choose their own title company, yet the title and closing process is bewildering to the average consumer. Even though homebuyers spend 2 to 7 percent of the cost of their…
Buying a first home can entail a combination of emotions ranging from excitement to feeling overwhelmed. Throwing lots of new terminology – like title insurance, chain of title, closing – into the mix can also make it stressful. Most people…
First-Time Buyer? What to Expect at Your Land Title Closing Closing on a house marks the beginning of an exciting new chapter, but the final step before becoming a homeowner includes the final transfer of money and title. Take a…
Protecting Yourself Against Wire Fraud Wire fraud is a criminal act and involves a scheme to defraud a victim of money or property. The real estate industry continues to be a target of wire transfer fraud given the large amounts…
In 2020, Colorado became the 26th state to sign Remote Online Notarization (RON) legislation into law. The law reshapes how notarial acts can be executed in the state, allowing the use of technology to complete a notarial act when the…
