Why refinance with Land Title?

Refinancing your home should go as smoothly and efficiently as possible. Land Title works with your lender to achieve this through a quick and streamlined experience. Contact our Refi Group today to learn more.
1967
Year founded
50+
Offices statewide
100%
Work done locally
50,000+
Successful closings yearly

Preparing for a refinance closing

  • Communicate openly. Your lender may contact you about any outstanding requirements or conditions. Be sure to contact Land Title or your lender directly for any additional questions or concerns during this process.
  • Come prepared. Compile any loan account information available, as well as the last four digits of your Social Security Number in case this information is required. (Note: there are other areas in addition to the payoffs that may be requested from you)
  • Review statements. In the case that courtesy payments or debts unrelated to the property are being paid out of the closing, full account information and accurate statements will be requested. Confirm that you have the most recent statements to attach to your payment check. Land Title is not liable for late fee costs incurred in such cases.
  • Confirm payments. “Good Funds” are any funds over $500 due at the closing, required to be in the form of a cashier’s check payable to yourself to endorse over or to Land Title Guarantee Company. Money orders are not an acceptable form of payment or good funds.
  • Refinancing your principal residence. Federal law allows you to cancel the transaction within three days of signing the documents if you are refinancing your principal residence. No money will be disbursed until this time has passed.

Refi Closing

Closing Manager
Sales
Closing Agent
Closing Agent
Closing Agent
Closing Agent
Account Manager
Commercial Sales and Lender

Popular Articles

Land Title News
January 16, 2022
Land Title News

Land Title Guarantee Company and NAIOP Colorado (the Commercial Real Estate Development Association), are thrilled to announce that Peak Innovation Park, collectively sponsored by Urban Frontier, the Colorado Springs Airport and Flywheel Capital, will be the development site for the 20th Anniversary of the Rocky Mountain Real Estate Challenge (the…

Land Title News
January 4, 2022
Land Title News

Our hearts are with our friends and neighbors impacted by the December 30, 2021 wildfires in Boulder County. The Marshall Fire claimed roughly 900 structures across 6,200 acres, displacing families and claiming businesses with its destruction. Land Title remains committed…

Home Buyers
December 21, 2021
Home Buyers

Did you receive a 1099-S from Land Title and wonder why you received it? PRO TIP: Work with a tax professional or check out the IRS website to learn more (the below is an informational overview only). IRS Form 1099-S…

Land Title News
November 30, 2021
Land Title News

While Land Title Guarantee Company is well-known for delivering an exceptional transaction experience, the Company is also renowned for its trademark blue pens. But, there is much more to the pen in terms of form and function than many realize.…

Land Title News
September 1, 2021
Land Title News

During the month of September, Land Title Guarantee Company is proudly partnering with Habitat for Humanity of Colorado for its annual charitable campaign. The goal is to help with affordable housing solutions across Colorado. For each closing conducted during the…

Home Buyers
April 30, 2021
Home Buyers

Being a first-time home buyer can be both exciting and overwhelming. Currently, in Colorado, buying a home is a very competitive undertaking given pent-up buyer demand, low mortgage rates and tight housing inventories. As a result, buyers have to be…

Home Buyers
April 28, 2021
Home Buyers

The home owners association’s (HOA) common interest community (CIC) governing documents contain the rules, regulations, and all other contractual terms by which homeowners in that community are bound. If a property is part of an association, the buyer becomes part…

Home Sellers
April 28, 2021
Home Sellers

There are generally two types of title insurance in a residential real estate transaction: owner’s title insurance, called an Owner’s Policy, and lender’s title insurance, called a Loan Policy. If buying or refinancing a property – land or a home…

Home Buyers
April 26, 2021
Home Buyers

The Real Estate Settlement Procedures Act (RESPA) allows homebuyers to choose their own title company, yet the title and closing process is bewildering to the average consumer. Even though homebuyers spend 2 to 7 percent of the cost of their…